{"id":146,"date":"2026-01-23T20:00:27","date_gmt":"2026-01-23T13:00:27","guid":{"rendered":"https:\/\/geetworld.com\/id\/?p=146"},"modified":"2026-02-04T16:54:24","modified_gmt":"2026-02-04T09:54:24","slug":"kalkulator-amortisasi","status":"publish","type":"post","link":"https:\/\/geetworld.com\/id\/kalkulator-amortisasi\/","title":{"rendered":"Kalkulator Amortisasi"},"content":{"rendered":"<style>.kb-row-layout-id146_8b2675-01 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id146_8b2675-01 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id146_8b2675-01 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr) minmax(0, 2fr);}.kb-row-layout-id146_8b2675-01 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id146_8b2675-01 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr) minmax(0, 2fr);}}@media all and (max-width: 767px){.kb-row-layout-id146_8b2675-01 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id146_8b2675-01 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-right-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>#wrapper.site{overflow:clip;}.kadence-column146_2834fc-4c > .kt-inside-inner-col,.kadence-column146_2834fc-4c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column146_2834fc-4c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column146_2834fc-4c > .kt-inside-inner-col{flex-direction:column;}.kadence-column146_2834fc-4c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column146_2834fc-4c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column146_2834fc-4c{position:relative;}@media all and (max-width: 1024px){.kadence-column146_2834fc-4c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column146_2834fc-4c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column146_2834fc-4c kb-section-is-sticky\"><div class=\"kt-inside-inner-col\"><!DOCTYPE html>\r\n<html lang=\"id\">\r\n<head>\r\n    <title>Kalkulator Amortisasi<\/title>\r\n    <style>\r\n        * { box-sizing: border-box; }\r\n        body { font-family: Arial, sans-serif; background-color: #f4f4f4; margin: 0; padding: 20px; }\r\n        .container { max-width: 400px; background: #fff; padding: 20px; margin: auto; border-radius: 8px; box-shadow: 0 0 10px rgba(0, 0, 0, 0.1); }\r\n        h2 { color: #333; text-align: center; }\r\n        label { font-weight: bold; display: block; margin-top: 10px; }\r\n        input { width: 100%; padding: 8px; margin-top: 5px; border: 1px solid #ccc; border-radius: 4px; }\r\n        button { width: 100%; padding: 10px; background: #28a745; color: white; border: none; margin-top: 15px; border-radius: 4px; cursor: pointer; }\r\n        button:hover { background: #218838; }\r\n        .result { margin-top: 20px; font-size: 16px; text-align: center; }\r\n    <\/style>\r\n<\/head>\r\n<body>\r\n    <div class=\"container\">\r\n        <h2>Kalkulator Amortisasi<\/h2>\r\n        <label for=\"jumlahPinjaman\">Jumlah Pinjaman (Rp):<\/label>\r\n        <input type=\"number\" id=\"jumlahPinjaman\" placeholder=\"Masukkan jumlah pinjaman\" required>\r\n\r\n        <label for=\"bunga\">Suku Bunga Tahunan (%):<\/label>\r\n        <input type=\"number\" id=\"bunga\" placeholder=\"Masukkan suku bunga\" required>\r\n\r\n        <label for=\"jangkaWaktu\">Jangka Waktu (Tahun):<\/label>\r\n        <input type=\"number\" id=\"jangkaWaktu\" placeholder=\"Masukkan jangka waktu\" required>\r\n\r\n        <button onclick=\"hitungAmortisasi()\">Hitung<\/button>\r\n\r\n        <div class=\"result\" id=\"hasil\"><\/div>\r\n    <\/div>\r\n\r\n    <script>\r\n        function hitungAmortisasi() {\r\n            let jumlahPinjaman = document.getElementById(\"jumlahPinjaman\").value;\r\n            let bunga = document.getElementById(\"bunga\").value \/ 100 \/ 12;\r\n            let jangkaWaktu = document.getElementById(\"jangkaWaktu\").value * 12;\r\n            \r\n            if (jumlahPinjaman <= 0 || bunga <= 0 || jangkaWaktu <= 0) {\r\n                document.getElementById(\"hasil\").innerHTML = \"Mohon masukkan angka yang valid.\";\r\n                return;\r\n            }\r\n            \r\n            let pembayaranBulanan = (jumlahPinjaman * bunga) \/ (1 - Math.pow(1 + bunga, -jangkaWaktu));\r\n            pembayaranBulanan = pembayaranBulanan.toFixed(2);\r\n            \r\n            document.getElementById(\"hasil\").innerHTML = \"Cicilan Bulanan: Rp \" + pembayaranBulanan;\r\n        }\r\n    <\/script>\r\n<\/body>\r\n<\/html>\n<\/div><\/div>\n\n\n<style>.kadence-column146_f930e0-af > .kt-inside-inner-col,.kadence-column146_f930e0-af > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column146_f930e0-af > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column146_f930e0-af > .kt-inside-inner-col{flex-direction:column;}.kadence-column146_f930e0-af > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column146_f930e0-af > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column146_f930e0-af{position:relative;}@media all and (max-width: 1024px){.kadence-column146_f930e0-af > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column146_f930e0-af > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column146_f930e0-af\"><div class=\"kt-inside-inner-col\">\n<p data-start=\"92\" data-end=\"418\">Kalkulator Amortisasi adalah alat keuangan yang membantu pengguna menghitung pembayaran bulanan pinjaman, dengan mempertimbangkan faktor-faktor seperti jumlah pokok, suku bunga, dan jangka waktu pinjaman. Alat ini penting bagi orang dan bisnis yang ingin mengambil pinjaman, karena memberikan gambaran yang jelas tentang tanggung jawab pembayaran kembali.<\/p>\n<h2 data-start=\"420\" data-end=\"445\">Mengapa Penting?<\/h2>\n<p data-start=\"446\" data-end=\"526\">Memahami penyusutan penting untuk perencanaan keuangan. Kalkulator ini:<\/p>\n<ul>\n<li>Membantu orang memperkirakan pembayaran pinjaman bulanan mereka.<\/li>\n<li>Memberikan pandangan tentang berapa banyak bunga yang akan mereka bayarkan dari waktu ke waktu.<\/li>\n<li>Memungkinkan pengguna untuk membandingkan berbagai pilihan pinjaman.<\/li>\n<li>Membantu dalam perencanaan dan pengambilan keputusan keuangan.<\/li>\n<\/ul>\n<h3 data-start=\"756\" data-end=\"800\">Bagaimana Cara Menggunakan Kalkulator Amortisasi?<\/h3>\n<ol data-start=\"801\" data-end=\"1122\">\n<li data-start=\"801\" data-end=\"874\"><strong>Masukkan Jumlah Pinjaman<\/strong> \u2013 Masukkan jumlah total yang ingin Anda pinjam.<\/li>\n<li data-start=\"875\" data-end=\"955\"><strong>Tentukan Suku Bunga<\/strong> \u2013 Masukkan suku bunga tahunan dalam persentase.<\/li>\n<li data-start=\"956\" data-end=\"1037\"><strong>Tetapkan Jangka Waktu Pinjaman<\/strong> \u2013 Tentukan jumlah tahun yang Anda rencanakan untuk mengembalikan pinjaman.<\/li>\n<li data-start=\"1038\" data-end=\"1122\"><strong>Hitung<\/strong> \u2013 Klik tombol \u201cHitung\u201d untuk mendapatkan jumlah pembayaran bulanan Anda.<\/li>\n<\/ol>\n<p data-start=\"1124\" data-end=\"1292\">Alat ini akan menunjukkan cicilan bulanan dalam mata uang Rupiah (Rp), sehingga memudahkan pengguna untuk memahami tanggung jawab keuangan mereka.<\/p>\n<p data-start=\"1310\" data-end=\"1528\" data-is-last-node=\"\" data-is-only-node=\"\">Perencana pembayaran kembali menyederhanakan perencanaan pengembalian pinjaman, menjadikannya alat penting bagi siapa pun yang mempertimbangkan pinjaman. Dengan mengetahui pembayaran rutin Anda di muka, Anda dapat membuat pilihan keuangan yang lebih tepat.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Kalkulator Amortisasi adalah alat keuangan yang membantu pengguna menghitung pembayaran bulanan pinjaman, dengan mempertimbangkan faktor-faktor seperti jumlah pokok, suku bunga,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[1],"tags":[7],"class_list":["post-146","post","type-post","status-publish","format-standard","hentry","category-finansial","tag-kalkulator-amortisasi"],"_links":{"self":[{"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/posts\/146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/comments?post=146"}],"version-history":[{"count":0,"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/posts\/146\/revisions"}],"wp:attachment":[{"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/media?parent=146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/categories?post=146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/geetworld.com\/id\/wp-json\/wp\/v2\/tags?post=146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}